Finance Your Investment with 4 Seasons
Buy Today, Pay Over Time*
Your home is one of the most important investments you’ll ever make, and the systems behind the walls matter just as much as what you see on the surface. Heating, cooling, plumbing, and electrical systems all play a critical role in keeping your home comfortable, efficient, and dependable throughout the year.
At Four Seasons Heating & Air, we help homeowners take a long-term view of home comfort. Financing gives you the flexibility to maintain, upgrade, or replace essential systems thoughtfully.
That’s why Four Seasons offers financing options with approved credit, helping homeowners protect their investment while planning responsibly for comfort and performance.
Financing Built for Long-Term Home Comfort
Comfortable home systems don’t happen by accident. They’re the result of smart planning and quality work. Financing is designed to support homeowners who want to invest in solutions that perform well season after season.
By applying through our trusted third-party financing partner, Upgrade, you can review available payment options that help align your project with your household budget while keeping long-term value in focus.
Financing may be used for a wide range of Four Seasons services, including:
- Heating and air conditioning system replacements and upgrades
- Plumbing repairs, replacements, and system improvements
- Electrical repairs, upgrades, and safety enhancements
All financing is subject to credit approval. Available terms may vary.
To take the next step in planning for dependable, year-round comfort, apply directly through Upgrade using the link below.
Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds the following state licenses.
These loan terms are not guaranteed and are subject to our verification and review process. Applicants may be asked to provide additional documents to enable us to verify their income and their identity. For loans that charge interest, this rate includes an Autopay APR reduction of 0.5%. By enrolling in Autopay, borrowers' payments will be automatically deducted from their bank account. Selecting Autopay is optional. If you are eligible for credit union membership, you may be required to join a credit union to receive the APR shown. Subsequent charges and fees may increase the cost of the loan. There is no fee or penalty for repaying a loan early. For more information, applicants should refer to the applicable Borrower Agreement and TILA Disclosure.
Loans may be disbursed in one or more advances. These loan terms are estimates based on the assumption that the loan is disbursed in a single advance upon execution of the Borrower Agreement. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, and the date on which each advance will occur.
